Monday, February 27, 2012

Many states behind the curve on starting insurance exchanges

WASHINGTON - States are hoping for the creation of health insurance exchange, the supermarkets, where millions of consumers waiting to subsidized private insurance under President Barack Obama's health reform lagging buy overhaul.Many States after a ruling by the Supreme Court, or even the election results in November, that key elements of the new law is repealed or revoked. But it will be too late to start working. With the first January 2013, the Obama administration will decide whether any state willing to run his own Exchange or whether the federal government ought to do the job instead.

Republican governors and state legislators are divided over the country. Some want to set up a rudimentary communication with limited functionality as a defensive tactic and not cede control to Washington. More conservative Republicans do not want to do anything.

After much wrangling and negotiations, the insurance exchange came as the centerpiece of the 2010 Health Care Law, crucial to the achievement of Obama's promise of affordable coverage for all Americans.

The issue was a major topic of discussion over the weekend at the winter meeting of the National Governors Association here, and it is expected to arrive until Monday, when governors meet with Obama at the White House.

Governor Dave Heineman of Nebraska, a Republican who is chairman of the Governors Association, said his country is not "default to the federal government." But he said, "it would be a costly mistake, spend millions of dollars of taxpayers' construction of a replacement before the Supreme Court issues its decision in a challenge to the health care law, which is expected in late June.

"Let's just wait," said Heinemann.

A handful of states, including California, Connecticut, Maryland, Oregon, Rhode Iceland, Vermont and Washington are moving at a brisk pace in order to establish the exchange.

In Washington, State Sen. Karen L. Keiser said, a Democrat, the chairman of the Senate Health Committee and a leader of the National Conference of State Legislatures' Health Committee is: "Since 2010, many states, the solid progress, such as Iowa and Maine , used to have, once again thwarted. The Tea Party set back health care reform in countries where its members were most active. "

State Rep. Gregory D. Wren is from Alabama, a Republican who co-chairman of the Health Reform Task Force of the Conference of State legislators, said he was desperate to move to see action states. "The sand in the hourglass are slipping away across the country," he said.

Wren has a bill to create an Alabama exchange introduced, but he said that Governor Robert Bentley, a Republican and a dermatologist, was "under a wait-and-see approach to see what it says, the Supreme Court. "

Research by the nonpartisan Urban Institute found that 14 states had made great strides in the creation of exchange made 16 little or no progress and 20 were somewhere in between.

Paradoxically, one of the researchers said, Matthew Buettgens, "states that the least progress could benefit the most," because they are not insured, a large number of inhabitants.

In another curious twist, are insurance companies, the Obama health care fight in 2009 and 2010, is now urging state officials to set up exchanges. They generally prefer state regulation, and they are to win, because the U.S. Treasury, the subsidy payments directly to the insurer on behalf of low-to moderate-income people who enroll in health plans offered through an exchange.

READ MORE ABOUT insurance exchanges

"The insurance companies make planning and investment decisions around the Affordable Care Act," said Rep. Joe Courtney, D-Conn. "You want to make sure that the stock market work."

The federal government has given more than 600 million dollars to establish the international exchange, but states must figure out how to pay the operating costs.

Kathleen Sebelius, the secretary of Health and Human Services, said: "States will continue at their own pace, as they set up their exchanges.

This is a natural consequence of a process that gives states maximum flexibility. "

Proponents, including Andrew M. Cuomo of New York governor, a Democrat, say the exchanges to purchase insurance will simplify and reduce costs through increased competition. Each exchange is a website where consumers and small businesses can compare insurance prices and benefits.

Information technology will be the backbone of any exchange and, in fact, need the complexity of computer systems, verify eligibility, consumers register, calculate subsidies and connect to the exchange of state Medicaid agencies has slowed work in some states.

State officials who are cutting budgets to cope with financial problems, are often reluctant to spend the revenue.

In Pennsylvania, Governor Tom Corbett, a Republican, received $ 34 million in federal funds to develop contingency plans for a replacement, even as he criticized the federal law as unconstitutional. A national exchange would allow Pennsylvania to "control his own destiny," said the state insurance commissioner, Michael F. Consedine.

In New Hampshire, was Governor John Lynch, a Democrat, eager to set up an exchange rate mechanism. But state lawmakers blocked the idea, forcing the insurance commissioner to $ 666,000 from the federal government for a public exchange made available to return. "If the federal government an exchange based here in New Hampshire, we are not complicit," said state Rep. Neal Kurk, M., a Republican.

In Oklahoma, state Rep. Mark E. McCullough wanted to be a Republican, setting up an Exchange "as a defensive maneuver, we were able to maintain as much control as possible." But the proposal sparked heated debate. "We are arguing., Whether the establishment of an irregular exchange or just sit tight and do nothing," said McCullough in Iowa, state Sen. Jack Hatch, a Democrat, leads the effort to create an exchange. But his bill was only "a passing one-in-4 shot," he said.

"Consumer Groups, Insurance, and Democratic legislators moderate Republicans would set up an exchange rate mechanism," said Hatch. "But they are of radical conservatives, a Tea Party group who did not want to do something instead."

Hatch said that Governor Terry E. Branstad, a Republican, was "hidden, silent, because he is scared up against the conservative wing of his party."

Tim J. Albrecht, a spokesman for Branstad, said: "This is simply untrue if Obamacare is imposed on the States, we will be ready, but no state legislation is needed this year..."

Wisconsin began planning an exchange last year as part of an Executive Order issued by Governor Scott Walker, a Republican. But he canceled his own order, and said last month, state officials to stop work on the stock exchange.

Florida, the court is at the forefront of challenging the new law by 26 states, has no obligation to set up an exchange rate mechanism and is "in a wait-and-see approach," said Jack McDermott, a spokesman for the Office of Florida insurance regulation.

Texas is also a hard line. "Gov. Rick Perry believes that the federal health law is unconstitutional, misguided and overreaching," said his spokeswoman, Lucy Nashed. "Because of that, there are no plans to implement an exchange in Texas."

In Michigan, Governor Rick Snyder, a Republican, has asked the legislature to create an exchange. But his request was in the Republican-run hotel, in the Speaker Jase Bolger says he wants to wait for the decision of the Supreme Court has stalled.

In Ohio, the Democrats have legislation introduced to create an exchange. But state Sen. Michael J. Skindell, the sponsor of the Senate bill, said that Governor John R. Kasich, a Republican, and Republicans who control both houses of the legislature to do "anything with respect to the development of the exchange. "

Lt. Gov. Mary Taylor, a Republican who is director of the Ohio Insurance Department, said: "The Obama administration is not clear guidelines on how to operate either a federal or state exchange has issued."

Create invoices in order to speed up the exchange in New York and New Jersey. Connecticut established an exchange last year.

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